PRACTICAL PRIVACY NOTICE
How your information is used.
Updated October 27, 2026
Information you choose to provide
HomeBuiltEquity forms may collect your name, contact information, property location, estimated property value, mortgage balance, financing goal, and other details you submit. The interactive Home Equity Report can display an estimate without requiring your contact information. If you choose to save the report or join email updates, the information in that subscription form is stored with your property inputs.
How the information is used
Information submitted for a personal review is used to respond to your request, discuss mortgage or home-equity options, and maintain the lead record. Newsletter and monthly-report subscription information is used to deliver the updates you requested and manage those subscriptions.
Estimates and property information
Calculator results are based on the information you enter and, when selected, a clearly disclosed illustrative appreciation assumption. They are not an appraisal, automated valuation model, credit decision, loan offer, or verified public-record report.
Service providers and legal requirements
Information may be processed by service providers that support website hosting, data storage, customer relationship management, email delivery, analytics, or mortgage operations. Information may also be disclosed when required by law, regulation, legal process, or to protect the security and integrity of the service.
Your choices
You may use the instant calculator without joining the monthly report list. Marketing emails will include a way to unsubscribe. To ask about, correct, or request deletion of information submitted through this website, email jamesw@fbhl.com. Records that must be retained for legal, regulatory, security, or operational reasons may be kept as required.
Contact
James White, Senior Mortgage Banker, NMLS #1254898 · Flat Branch Home Loans, a division of Flat Branch Mortgage, Inc. · 14755 N. Outer 40 Rd, Suite 110, Chesterfield, MO 63017 · 240.405.5480